PRCHNasdaqServices-Prepackaged Software

Porch Group, Inc. (PRCH) earnings date, market-implied expected move, and options open interest by expiry

21.65

+0.13 · +0.61%

Regular session15:48 ET

Open21.53Volume20,606Mkt cap$2.9BP/E270.65EPS0.08

Day21.21 – 21.8470%52-wk6.36 – 21.62100%

PRCH

Porch Group, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

Inputs

±22.4%implied · straddle

16.7026.34

spot 21.52exp Feb 19ATM strike 22.5ATM straddle 5.67IV 60%

Nov 3 closeprovisional

Expected move

Inputs

Next report

Feb 10

after close · in 98 days

est.Q4 FY26

Calendar

Next report

Last report

+28.16%

vs ±19.2% implied · ×1.47

shaded = implied · ▲▼ = realized

Oct 28 '26 · confirmed

Implied vs realized

Linked news

10hAON · supplierAon Client Treaty Expands to 35% Co-insurance for 2027

News

Largest filed tie

13F top-10 QoQ

+1.57%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

201 managers

Top fund weight

0.05%

PRCH weight · IWM

N-PORTJun 30 '26

3 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Porch (PRCH) is expected to report on Feb 10 after close (estimated date). Implied ±22.4%, either direction · provisional. 5 of the last 8 reports moved at least as far as the implied move.

Implied vs realized

8 reports

5 of 8≥ implied

avg implied: ±23.5%
avg realized: ±34.5%

Feb 25 '25Feb 25 '25confirmed±33.6%▲+74.14%×2.21

May 6 '25May 6 '25confirmed±25.9%▲+67.98%×2.63

Aug 5 '25Aug 5 '25confirmed±18.9%▲+21.88%×1.16

Nov 5 '25Nov 5 '25confirmed±22.7%▼−33.40%×1.47

Feb 11 '26Feb 11 '26confirmed±23.2%▲+12.52%×0.54

Q1 FY26Apr 28 '26confirmed±22.2%▲+17.93%×0.81

Q2 FY26Jul 29 '26confirmed±22.1%▼−19.66%×0.89

Q3 FY26Oct 28 '26confirmed±19.2%▲+28.16%×1.47

quarterimplied−75%0+75%realized×

Q3 FY26±19.2%▲+28.16%×1.47

Q2 FY26±22.1%▼−19.66%×0.89

Q1 FY26±22.2%▲+17.93%×0.81

Feb '26±23.2%▲+12.52%×0.54

Nov '25±22.7%▼−33.40%×1.47

Aug '25±18.9%▲+21.88%×1.16

2 older reports

May '25±25.9%▲+67.98%×2.63

Feb '25±33.6%▲+74.14%×2.21

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 4 expiries · Nov 3 close

0.05OI · 4 expiries · Nov 3 closeP/C open interest · Feb 19 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

6,915+6%Nov 2016d0.729,609+1%0.72

100−11%Dec 1844d0.17601+1127%0.17

7470%Jan 1572d0.117,002−3%0.11

report · Feb 10 · after close · est.

467+7%Feb 19107d9,464+44%

ExpiryPutsCallsP/C

Nov 2016d6,915+6%9,609+1%0.72

Dec 1844d100−11%601+1127%0.17

Jan 1572d7470%7,002−3%0.11

report · Feb 10 · after close · est.

Feb 19107d467+7%9,464+44%0.05

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

scenario · straddle±22.4%

Funds 3

IWM±0.0%

UWM±0.0%

VTI±0.0%

Dashed = straddleMethod Source: SEC filings · N-PORT · market data

Linked exposure

Revenue flow

as filedQ3 FY26

6.27%as filednet margin · revenue +2.11% QoQ · +21.83% YoY

Revenue

$144M+2.11% QoQ

Gross profit

$108M+23.17% QoQ

74.98% margin

Operating income

$18M+539.82% QoQ

12.57% margin

Pre-tax income

$8M+159.11% QoQ

Net income

$9M+163.70% QoQ

6.27% margin

Cost of revenue

$36M−32.48% QoQ

Operating expenses

$90M−2.09% QoQ

Marketing $43M

SG&A $30M

R&D $16M

Other expense

$10M

Tax benefit

$995,000

Revenue$144M+2.11%

Gross profit

$108M+23.17%

74.98% margin

Operating income

$18M+539.82%

12.57% margin

Pre-tax income

$8M+159.11%

Net income

$9M+163.70%

6.27% margin

Cost of revenue

$36M−32.48%

Operating expenses

$90M−2.09%

Marketing $43M

SG&A $30M

R&D $16M

Other expense

$10M

Tax benefit$995,000

flow · deduction · signed % = QoQSource: SEC filings · standardized · QE Sep 30 '26 · width = $

Revenue flow

Intraday

15m bars

Long dash = implied range · Nov 3 close · Hatch = extended hours · ▯ up · ▮ downSource: market data · 15:45 ET

Intraday

Event sensitivity

FOMC ×1.44· ±6.5% vs ±4.5% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±6.5%14 of 24×1.44

GDPgross domestic product±3.7%8 of 19×0.81

PCEpersonal income & outlays±3.5%9 of 19×0.78

NFPjobs report±3.2%4 of 10×0.70

CPROFcorporate profits±2.7%4 of 12×0.60

CPIconsumer prices±2.2%4 of 10×0.49

PPIproducer prices±2.1%4 of 10×0.47

Bar = avg |move| to ±7% · tick = ±4.5% avg day · ×base = |move| ÷ ±4.5% · min 6 releases

Earnings history

EPS 0.10 · consensus —

Quarter	Reported	EPS	Consensus
Q3 FY26	Oct 28 '26 · confirmed	0.10	—
Q2 FY26	Jul 29 '26 · confirmed	0.05	—
Q1 FY26	Apr 28 '26 · confirmed	-0.04	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod