What move does the options market price into BankUnited's report?

Implied ±10.2%, either direction · provisional.

How often does BankUnited move more than the options market prices?

1 of the last 8 reports moved at least as far as the implied move.

BKUNYSESavings Institution, Federally Chartered

BankUnited, Inc. (BKU) earnings date, market-implied expected move, and options open interest by expiry

43.31

−0.73 · −1.67%

post 43.29 −0.04%

Closed16:00 ET

Open43.79Volume872,474Mkt cap$3.1BP/E11.83EPS3.66Div yield3.01%

Day43.29 – 44.200%52-wk36.95 – 51.0045%

BKU

BankUnited, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

Inputs

±10.2%implied · straddle

38.8547.65

spot 43.25exp Feb 19ATM strike 45ATM straddle 5.17IV 26%

Nov 3 closeprovisional

Expected move

Inputs

Next report

Jan 20

before open · in 78 days

est.Q4 FY26

Calendar

Next report

Last report

−0.57%

vs ±9.2% implied · ×0.06

shaded = implied · ▲▼ = realized

Oct 21 '26 · confirmed

Implied vs realized

Largest filed tie

filed ties

13F top-10 QoQ

+2.11%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

336 managers

Top fund weight

0.10%

BKU weight · IWM

N-PORTJun 30 '26

4 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

BankUnited (BKU) is expected to report on Jan 20 before open (estimated date).

Implied vs realized

8 reports

1 of 8≥ implied

avg implied: ±8.7%
avg realized: ±2.8%

Jan 22 '25Jan 22 '25confirmed±6.3%▼−1.35%×0.21

Apr 28 '25Apr 28 '25confirmed±7.8%▼−2.20%×0.28

Jul 23 '25Jul 23 '25confirmed±7.8%▲+2.14%×0.28

Q3 FY25Oct 22 '25confirmed±11.2%▲+1.68%×0.15

Jan 21 '26Jan 21 '26confirmed±8.0%▲+8.54%×1.07

Q1 FY26Apr 22 '26confirmed±10.5%▼−1.62%×0.15

Q2 FY26Jul 22 '26confirmed±8.7%▼−4.43%×0.51

Oct 21 '26Oct 21 '26confirmed±9.2%▼−0.57%×0.06

quarterimplied−15%0+15%realized×

Oct '26±9.2%▼−0.57%×0.06

Q2 FY26±8.7%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 3 expiries · Oct 30 close

1.20OI · 3 expiries · Oct 30 closeP/C open interest · Feb 19 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

3710%Nov 2017d0.42890+134%0.42

740%Dec 1845d1.4850+2%1.48

report · Jan 20 · before open · est.

1100%Feb 19108d920%

ExpiryPutsCallsP/C

Nov 2017d3710%890+134%0.42

Dec 1845d740%50+2%1.48

report · Jan 20 · before open · est.

Feb 19108d1100%

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

scenario · straddle±10.2%

Funds 4

IWM±0.0%

UWM±0.0%

VTI±0.0%

VT±0.0%

Dashed = straddleMethod Source: SEC filings · N-PORT · market data

Linked exposure

Revenue flow

as filedQ2 FY26

24.83%as filednet margin · revenue +3.98% QoQ · +3.88% YoY

Revenue$285M+3.98%

Pre-tax income$94M+15.44%

Net income$71M24.83%+14.20%

Tax$24M+19.30%

Source: SEC filings · standardized · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Long dash = implied range · Nov 3 close · Hatch = extended hours · ▯ up · ▮ downSource: market data · 16:00 ET

Intraday

Event sensitivity

FOMC ×1.54· ±2.4% vs ±1.6% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±2.4%11 of 24×1.54

PPIproducer prices±1.3%5 of 10×0.86

GDPgross domestic product±1.0%8 of 19×0.63

NFPjobs report±0.9%3 of 10×0.60

PCEpersonal income & outlays±0.9%9 of 19×0.57

CPROFcorporate profits±0.8%4 of 12×0.51

CPIconsumer prices±0.7%4 of 10×0.44

Bar = avg |move| to ±3% · tick = ±1.6% avg day · ×base = |move| ÷ ±1.6% · min 6 releases

Earnings history

EPS 0.97 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	Jul 22 '26 · confirmed	0.97	—
Q1 FY26	Apr 22 '26 · confirmed	0.83	—
Q3 FY25	Oct 22 '25 · confirmed	0.95	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod