HMN

HORACE MANN EDUCATORS CORP /DE/

51.93^post−$0.04 (−0.08%)at close +$0.00 (+0.00%)

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as of 19:59:58 UTCnext report Aug 7 · 2d

Earnings Room‹ back to HMN

The report

fiscal Q2 2026 · from the company's notice

Aug 7after close2days out

Expected movement

market-implied · at the Aug 4 close

±8.6%is what the chain prices for this report itself, with the ordinary drift of the days around it taken out. Not a view we hold.

The full straddle prices ±9.0% over the 17 days to expiry; the rest of that is everyday movement, which the chain prices at 18% annualized.

expiry Aug 21 · first after the reportATM strike 50straddle 5.50ATM IV 60% vs 39% at Sep 18× 0.85 straddle-to-rangespot 51.93

Blast radius

5 linked · N-PORT + EDGAR

If HMN moves ±9.0% over this report, these carry part of it. Fund rows are arithmetic on published holding weights — what an index fund does by construction. Company rows are named by filings and their coefficient measured against two years of daily returns.

IWMfundiShares Russell 2000 ETF0.06% of the fund0.01%VIGfundVanguard Dividend Appreciation Index Fund0.01% of the fund0.00%VTIfundVanguard Total Stock Market Index Fund0.00% of the fund0.00%AIIsupplierAmerican Integrity Insurance Group, Inc.×0.56 · 309 days5.1%PNCsupplierPNC Bank, National Association×0.49 · 500 days4.4%

Positioning

Butterfly Ladder

No options positioning captured for this ticker yet. Open interest settles once daily — check back after the next capture, or open this room again tomorrow.

The record

expected in pale · actual in full color

0/8reports moved further than the options market had pricedtypically ±2.8% realized vs ±10.4% priced

May 6 '26±10.6%→−1.1%×0.10

Feb 3 '26±8.4%→−3.8%×0.45

Nov 4 '25±9.6%→+3.3%×0.35

Aug 6 '25±11.4%→+2.5%×0.22

May 6 '25±10.7%→+0.2%×0.02

Feb 5 '25±10.6%→+5.1%×0.48

Nov 4 '24±11.6%→+5.1%×0.44

Aug 7 '24±9.8%→−1.5%×0.15

pale = implied the day beforeink = the next day's close× = realized ÷ implied

2-quarter memory

Q1 FY26 · reported 1.00 · rev $420M

record note

The note composes when the report lands. Nothing is written for a quarter that hasn't been read.