Horace Mann Educators Corp · Brief

Next report

Today

Nov 3 · after closeest.Q3 FY26

Earnings

Expected move

No implied move.

Implied vs realized

8 reportsHistory

0 of 8≥ implied

avg implied: ±10.3%
avg realized: ±3.1%

Nov 4 '24±11.6%▲+5.06%×0.44

Feb 5 '25±10.6%▲+5.12%×0.48

May 6 '25±10.7%▲+0.24%×0.02

Aug 6 '25±11.4%▲+2.50%×0.22

Q3 FY25±9.6%▲+3.34%×0.35

Feb 3 '26±8.4%▼−3.76%×0.45

Q1 FY26±10.6%▼−1.10%×0.10

Q2 FY26±9.4%▲+3.88%×0.41

quarterimplied−15%0+15%realized×

Q2 FY26±9.4%▲+3.88%×0.41

Q1 FY26±10.6%▼−1.10%×0.10

Feb '26±8.4%▼−3.76%×0.45

Q3 FY25±9.6%▲+3.34%×0.35

Aug '25±11.4%▲+2.50%×0.22

May '25±10.7%▲+0.24%×0.02

2 older reports

Feb '25±10.6%▲+5.12%×0.48

Nov '24±11.6%▲+5.06%×0.44

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Bull & bear

Nov 3 report · est.

Bull2 of 3

21disclosed supplier and customer ties in SEC filingsSEC filings

259managers reporting a position in the latest quarterly filings13F · Jun 30 '26

Bear2 of 3

8 of 8recent reports where the move came in under the options implied rangeEarnings history

7 of 23of the largest reporting managers cut their stake in the latest quarter13F · Jun 30 '26

AI captions · Sep 28 '26once per report · top 2 per case

Linked exposure

HMN report session

Suppliers 1

AIIAmerican Integrity Insurance Group×0.50

× = co-movement · max 354dSource: SEC filings · market data

Latest changes

30 daysAll changes

Oct 21impliedImplied move: ±9.6% into Nov 3 earnings (Oct 21 close).Source

Your note

privateThesis 0 · Decisions 0 · Observations 0

No thesis.