Horace Mann Educators Corp
Expected move
InputsNext report
Last report
Largest filed tie
13F top-10 QoQ
Top fund weight
Last report0 of 8 at or beyond impliedshaded = implied▲▼ = realized× = |realized| ÷ implied
Horace Mann Educators Corp
46.68
+3.88%
vs ±9.4% implied · ×0.41
shaded = implied · ▲▼ = realized
Horace Mann Educators has 21 disclosed suppliers and 0 disclosed customers in SEC filings.
SentenceOnly A.M. Best currently rates our Supplemental & Group Benefits subsidiaries, with an assigned rating of A (Excellent).
HMN 10-Kaccession 0000850141-26-000007
SentenceIn 2019, we acquired a recordkeeping administrator, Benefit Consultants Group, Inc. (BCG) and we migrated the administration of our Horace Mann Retirement Advantage ® platform from a third-party vendor to the BCG platform.
HMN 10-Kaccession 0000850141-26-000007
SentenceThe following reinsurers represent approximately 98.0% of total ceded premium for the year ended December 31, 2025: A.M. Best Rating % of Reinsurer Ceded Premiums A National Guardian Life Insurance Company 60.0 % A- Clear Spring Life and Annuity Company 24.0 % A+ RGA Reinsurance Company 14.0 % Total: 98.0 %
HMN 10-Kaccession 0000850141-26-000007
SentencePolicies written in 2026 will be subject to a 55% quota share with Renaissance Reinsurance and Swiss Reinsurance each assuming a 25% quota share and DEVK Rueckversicherungs assuming 5%.
HMN 10-Kaccession 0000850141-26-000007
SentenceA+ A+ Everest Reinsurance Company Everest Re Group, Ltd. 5.6 % 7.9 %
HMN 10-Kaccession 0000850141-26-000007
SentenceWe also have funding agreements as part of our participation in the Federal Home Loan Bank (FHLB) program that provide an additional source of spread-based income.
HMN 10-Kaccession 0000850141-26-000007
SentenceFor 2025, our catastrophe excess of loss reinsurance coverage consisted of one contract in addition to a minimal amount of coverage by the Florida Hurricane Catastrophe Fund.
HMN 10-Kaccession 0000850141-26-000007
SentenceGuidewire property and casualty platform, which supports improved customer and agent experience through capabilities such as electronic signatures, real-time policy issuance and changes, coverage comparison features, and consolidated billing.
HMN 10-Kaccession 0000850141-26-000007
SentenceLifePro administration system for life, retirement, annuity, and supplemental products, which is intended to improve customer experience and drive operating efficiencies.
HMN 10-Kaccession 0000850141-26-000007
SentenceA+ AA- Lloyd's of London Syndicates 15.8 % 18.2 %
HMN 10-Kaccession 0000850141-26-000007
SentenceFor risks issued in 2025, MCCA reimbursed PIP losses including allocated loss adjustment expenses in excess of $0.6 million.
HMN 10-Kaccession 0000850141-26-000007
SentenceAs of December 31, 2025, the Company had a reinsurance recoverable in the amount of $ 167.1 million from National Guardian Life Insurance Company (NGL) that exceeded 10.0 % of consolidated shareholders' equity as of the reporting date.
HMN 10-Kaccession 0000850141-26-000007
SentenceA+ R+V Versicherung AG DZ BANK AG 9.0 % 9.0 %
HMN 10-Kaccession 0000850141-26-000007
SentenceIn 2025, we reinsured risks on a quota share basis with Renaissance Reinsurance and Swiss Reinsurance who each assume 25% of losses for a total of 50%, including allocated loss adjustment expenses and premiums for all states.
HMN 10-Kaccession 0000850141-26-000007
SentenceA A+ SCOR Global P&C SE SCOR SE 5.2 % 6.5 %
HMN 10-Kaccession 0000850141-26-000007
SentenceA+ AA- Swiss Re Underwriters Agency, Inc. Swiss Reinsurance Company, Ltd. 9.5 % 13.0 %
HMN 10-Kaccession 0000850141-26-000007
SentenceIn 2025, we reinsured risks on a quota share basis with Renaissance Reinsurance and Swiss Reinsurance who each assume 25% of losses for a total of 50%, including allocated loss adjustment expenses and premiums for all states.
HMN 10-Kaccession 0000850141-26-000007
SentenceA++ AA+ Transatlantic Reinsurance Company Berkshire Hathaway, Inc. 8.1 % 11.1 %
HMN 10-Kaccession 0000850141-26-000007
SentenceWorkday Financials system, which provides an integrated, end-to-end Corporate financial process platform to support scalability and growth.
HMN 10-Kaccession 0000850141-26-000007
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Expected move
No implied move.