What move does the options market price into BILL's report?

Implied ±5.7%, either direction.

BILLNYSEServices-Prepackaged Software

BILL Holdings, Inc. (BILL) earnings date, market-implied expected move, and options open interest by expiry

48.29

−0.18 · −0.37%

post 48.00 −0.60%

Closed17:56 ET

Open48.26Volume1.8MMkt cap$4.1BEPS-0.11

Day47.53 – 48.4352%52-wk31.41 – 57.2164%

BILL

BILL Holdings, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

Inputs

±5.7%implied · straddle

45.5751.05

spot 48.31exp Nov 6ATM strike 48.5ATM straddle 3.23IV 60%

Oct 30 close

Expected move

Inputs

Next report

Nov 5

after close · in 6 days

est.Q1 FY27

Calendar

Next report

Last report

−0.65%

vs ±11.8% implied · ×0.06

shaded = implied · ▲▼ = realized

Aug 19 '26 · confirmed

Implied vs realized

Linked news

6hMSFT · supplierMicrosoft is winning the cloud wars and becoming Wall Street’s new golden child
6hAXP · supplierAmerican Express issues $1,500,000,000 5.447% and $1,150,000,000 5.817% notes; $350,000,000 floating
8hGOOGL · supplierGoogle lost nearly half a trillion this week. Here's how Mike Khouw is trading it

News

Largest filed tie

13F top-10 QoQ

+5.38%

shares held · 10 largest managers

13F · Jun 30 '26123d lag

348 managers

Top fund weight

0.09%

BILL weight · MDY

N-PORTJun 30 '26

3 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

BILL (BILL) is expected to report on Nov 5 after close (estimated date).

Implied vs realized

1 report

—≥ implied

Q4 FY26Aug 19 '26confirmed±11.8%▼−0.65%×0.06

quarterimplied−15%0+15%realized×

Q4 FY26±11.8%▼−0.65%×0.06

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 7 expiries · Oct 26 close

1.52OI · 7 expiries · Oct 26 closeP/C open interest · Nov 6 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

782+11%Nov 67d515+52%

402+6%Nov 1314d4.8483+11%4.84

5,868+1%Nov 2021d0.797,3910%0.79

192+27%Nov 2728d38.4050%38.40

650%Dec 1849d3.10210%3.10

2 later expiries

7,4190%Jan 1577d0.4815,5600%0.48

687+3%Feb 19112d1.10

ExpiryPutsCallsP/C

Nov 67d782+11%515+52%1.52

Nov 1314d402+6%83+11%4.84

Nov 2021d5,868+1%7,3910%0.79

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

scenario · straddle±5.7%

Funds 3

MDY±0.0%

VTI±0.0%

VT±0.0%

Dashed = straddleMethod Source: SEC filings · N-PORT · market data

Linked exposure

Revenue flow

derived from FYQ4 FY26

−4.24%derived from FYnet margin · revenue +7.29% QoQ · +13.78% YoY

Revenue$436M+7.29%

Gross profit$356M81.66%+7.33%

Operating income−$34M−7.85%−8484.71%

Pre-tax income−$20M−235.55%

Net income−$18M−4.24%−244.51%

Cost of revenue$80M+7.08%

Operating expenses$390M+17.51%

Tax−$2M−177.93%

Other income$14M−6.25%

Derived: FY − Q1–Q3 · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Long dash = implied range · Oct 30 close · Hatch = extended hours · ▯ up · ▮ downSource: market data · 17:45 ET

Intraday

Event sensitivity

CPROF ×1.36· ±3.2% vs ±2.4% · 12 releases

eventrelease day|move|up · n×base

CPROFcorporate profits±3.2%7 of 12×1.36

PPIproducer prices±2.9%5 of 11×1.22

NFPjobs report±2.9%5 of 10×1.21

CPIconsumer prices±2.5%3 of 11×1.05

GDPgross domestic product±2.4%12 of 19×1.00

FOMCrate decision±2.2%11 of 24×0.94

PCEpersonal income & outlays±2.1%12 of 19×0.89

Bar = avg |move| to ±4% · tick = ±2.4% avg day · ×base = |move| ÷ ±2.4% · min 6 releases

Earnings history

EPS -0.17 · consensus —

Quarter	Reported	EPS	Consensus
Q4 FY26	Aug 19 '26 · confirmed	-0.17	—
Q3 FY26	—	0.12	—
Q2 FY26	—	-0.03	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod