What move does the options market price into Regions Financial's report?

Implied ±7.2%, either direction · provisional.

How often does Regions Financial move more than the options market prices?

1 of the last 8 reports moved at least as far as the implied move.

RFNYSENational Commercial Banks

Regions Financial Corp (RF) earnings date, market-implied expected move, and options open interest by expiry

29.03

+0.43 · +1.50%

post 29.09 +0.21%

After hours16:20 ETdelayed

Open28.98Volume7.9MMkt cap$24.4BP/E11.73EPS2.48Div yield3.83%

Day28.82 – 29.5139%52-wk22.67 – 32.1468%

Regions Financial Corp

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

Inputs

±7.2%implied · straddle

26.9331.13

spot 29.03exp Jan 15ATM strike 29ATM straddle 2.48IV 24%

Nov 4 closeprovisional

Expected move

Inputs

Next report

Jan 15

before open · in 72 days

est.Q4 FY26

Calendar

Next report

Last report

+0.51%

vs ±3.0% implied · ×0.17

shaded = implied · ▲▼ = realized

Oct 16 '26 · confirmed

Implied vs realized

Linked news

1dPRIM · customerPrimoris Services earns net income of $51.3 million on revenue of $1,952.4 million in Q3

News

Largest filed tie

13F top-10 QoQ

−1.84%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

1,111 managers

Top fund weight

0.62%

RF weight · SCHD

N-PORTAug 31 '26

11 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Regions Financial (RF) is expected to report on Jan 15 before open (estimated date).

Implied vs realized

8 reports

1 of 8≥ implied

avg implied: ±3.4%
avg realized: ±1.9%

Jan 17 '25Jan 17 '25confirmed±3.5%▼−1.31%×0.38

Apr 17 '25Apr 17 '25confirmed±3.3%▲+0.73%×0.22

Jul 18 '25Jul 18 '25confirmed±3.4%▲+6.12%×1.81

Q3 FY25Oct 17 '25confirmed±4.3%▲+0.98%×0.23

Jan 16 '26Jan 16 '26confirmed±3.3%▼−2.63%×0.80

Q1 FY26Apr 17 '26confirmed±3.0%▲+0.75%×0.25

Q2 FY26Jul 17 '26confirmed±3.7%▼−2.31%×0.63

Oct 16 '26Oct 16 '26confirmed±3.0%▲+0.51%×0.17

quarterimplied−10%0+10%realized×

Oct '26±3.0%▲+0.51%×0.17

Q2 FY26±3.7%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 5 expiries · Nov 3 close

1.68OI · 5 expiries · Nov 3 closeP/C open interest · Jan 15 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

11,428+6%Nov 2016d1.269,079+1%1.26

1,022+4%Dec 1844d0.254,027+3%0.25

report · Jan 15 · before open · est.

20,9550%Jan 1572d12,495+1%

443+21%Feb 19107d0.58759+8%0.58

6,076+1%Mar 19135d1.633,7290%1.63

ExpiryPutsCallsP/C

Nov 2016d11,428+6%9,079+1%1.26

Dec 1844d1,022+4%4,027+3%0.25

report · Jan 15 · before open · est.

Jan 1572d20,9550%

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

scenario · straddle±7.2%

Funds 4

SCHD±0.0%

XLF±0.0%

REVS±0.0%

RSP±0.0%

Dashed = straddleMethod 2 more funds Source: SEC filings · N-PORT · market data

Linked exposure

Revenue flow

as filedQ2 FY26

29.89%as filednet margin · revenue +1.82% QoQ · +0.10% YoY

Revenue$1.9B+1.82%

Pre-tax income$718M+0.56%

Net income$570M29.89%+1.97%

Tax$148M−4.52%

Source: SEC filings · standardized · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Long dash = implied range · Nov 4 close · Hatch = extended hours · ▯ up · ▮ down · bars = volume, 15mSource: market data · 16:15 ET

Intraday

Event sensitivity

FOMC ×1.59· ±2.0% vs ±1.2% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±2.0%11 of 24×1.59

PPIproducer prices±1.3%6 of 10×1.04

CPROFcorporate profits±1.1%5 of 12×0.85

GDPgross domestic product±0.9%8 of 19×0.76

CPIconsumer prices±0.9%2 of 10×0.69

PCEpersonal income & outlays±0.9%7 of 19×0.69

NFPjobs report±0.8%5 of 10×0.68

Bar = avg |move| to ±2% · tick = ±1.2% avg day · ×base = |move| ÷ ±1.2% · min 6 releases

Earnings history

EPS 0.64 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	Jul 17 '26 · confirmed	0.64	—
Q1 FY26	Apr 17 '26 · confirmed	0.62	—
Q3 FY25	Oct 17 '25 · confirmed	0.61	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod