FICO
Fair Isaac Corp
OpenVolumeMkt capP/EEPSDiv yield
Day – 52-wk –
Expected move
InputsNext report
Last report
Largest filed tie
13F top-10 QoQ
Top fund weight
Fair Isaac has 4 disclosed suppliers and 9 disclosed customers in SEC filings.
Last report1 of 8 at or beyond impliedshaded = implied▲▼ = realized× = |realized| ÷ implied
−17.01%
vs ±10.4% implied · ×1.64
shaded = implied · ▲▼ = realized
SentenceDuring fiscal 2025, 92% of our revenues were derived from sales of products and services to the banking industry.
basisFICO FY2025 revenue $2.0B
FICO 10-Kaccession 0000814547-25-000030
SentenceDuring fiscal 2025, 2024 and 2023, revenues generated from our agreements with Experian, TransUnion and Equifax collectively accounted for 51%, 45% and 41% of our total revenues, respectively.
basisFICO FY2025 revenue $2.0B
FICO 10-Kaccession 0000814547-25-000030
SentenceOur proprietary analytic algorithms are applied to credit data collected and maintained by the three U.S. national consumer reporting agencies — Experian, TransUnion and Equifax — to produce standard scores that are used across the credit lifecycle, including in origination, account management and consumer marketing.
FICO 10-Kaccession 0001628280-24-045719
SentenceOur proprietary analytic algorithms are applied to credit data collected and maintained by the three U.S. national consumer reporting agencies — Experian, TransUnion and Equifax — to produce standard scores that are used across the credit lifecycle, including in origination, account management and consumer marketing.
FICO 10-Kaccession 0001628280-24-045719
SentenceOur proprietary analytic algorithms are applied to credit data collected and maintained by the three U.S. national consumer reporting agencies — Experian, TransUnion and Equifax — to produce standard scores that are used across the credit lifecycle, including in origination, account management and consumer marketing.
FICO 10-Kaccession 0001628280-24-045719
SentenceInternationally, we launched a FICO Score based on Ukrainian Bureau of Credit Histories data, an innovative score to help Ukrainians gain credit access in Poland.
FICO 10-Kaccession 0001628280-24-045719
SentenceWe also derive a substantial portion of our Scores segment revenues and operating income from our contracts with the three major consumer reporting agencies in the U.S., Experian, TransUnion and Equifax, and other parties that distribute our products to certain markets.
SentenceFor U.S. and Canadian purchasers seeking financing, which represented approximately 90% of the individuals we provided financing to over the last three years, we apply the credit evaluation score methodology developed by the Fair Isaac Corporation ("FICO") to credit files compiled and maintained by Experian and Equifax.
SentenceWe also derive a substantial portion of our Scores segment revenues and operating income from our contracts with the three major consumer reporting agencies in the U.S., Experian, TransUnion and Equifax, and other parties that distribute our products to certain markets.
SentenceWe also derive a substantial portion of our Scores segment revenues and operating income from our contracts with the three major consumer reporting agencies in the U.S., Experian, TransUnion and Equifax, and other parties that distribute our products to certain markets.
FICO 10-Kaccession 0001628280-24-045719
SentenceFICO Score XD is available to lenders through our distribution partners, LexisNexis Risk Solutions and Equifax.
FICO 10-Kaccession 0001628280-24-045719
SentenceIf use of the FICO ® Score by Fannie Mae and Freddie Mac were to cease or decline, it could have a material adverse effect on our revenues, results of operations and stock price.
FICO 10-Kaccession 0000814547-25-000030
SentenceIf use of the FICO ® Score by Fannie Mae and Freddie Mac were to cease or decline, it could have a material adverse effect on our revenues, results of operations and stock price.
FICO 10-Kaccession 0000814547-25-000030
Fair Isaac Corp
712.20
+3.02 · +0.43%
post 711.20 −0.14%
Expected move
Inputs8Q avg ±4.8%·×1.13·fair
straddle ±8.2%
spot 711.23exp Nov 6ATM strike 710ATM straddle 68.65IV 87%