USIONasdaqFunctions Related To Depository Banking, NEC

Usio, Inc. (USIO) earnings date, market-implied expected move, and options open interest by expiry

2.97

+0.04 · +1.52%

post 2.98 +0.04%

After hours16:00 ETdelayed

Open2.94Volume126,866Mkt cap$83.5MEPS-0.06

Day2.91 – 2.98100%52-wk1.03 – 3.2986%

USIO

Usio, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Nov 11

after close · in 7 days

est.Q3 FY26

Calendar

Next report

Last report

+8.82%

vs ±22.7% implied · ×0.39

shaded = implied · ▲▼ = realized

Aug 12 '26 · confirmed

Implied vs realized

Linked news

3hMSFT · supplierMicrosoft announces change to director slate for Annual Shareholders Meeting
6hGPN · supplierDeal or no deal: Handicapping an LBO at Global Payments
1dFITB · supplierFifth Third Bancorp posts Q3 net income $866 million, EPS $0.90

News

Largest filed tie

13F top-10 QoQ

+2.42%

shares held · 10 largest managers

13F · Jun 30 '26128d lag

32 managers

Top fund weight

0.00%

USIO weight · VTI

N-PORTJun 30 '26

1 fund

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Usio (USIO) is expected to report on Nov 11 after close (estimated date).

Implied vs realized

1 report

—≥ implied

Q2 FY26Aug 12 '26confirmed±22.7%▲+8.82%×0.39

quarterimplied−25%0+25%realized×

Q2 FY26±22.7%▲+8.82%×0.39

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 3 expiries · Nov 3 close

1.45OI · 3 expiries · Nov 3 closeP/C open interest · Nov 20 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

112−72%Nov 2016d770%

60%Dec 1844d0.01753−13%0.01

1010%Mar 19135d0.254010%0.25

ExpiryPutsCallsP/C

Nov 2016d112−72%770%1.45

Dec 1844d60%753−13%0.01

Mar 19135d1010%4010%0.25

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ2 FY26

1.18%as filednet margin · revenue −7.02% QoQ · +18.62% YoY

Revenue

$24M−7.02% QoQ

Gross profit

$6M+11.47% QoQ

24.18% margin

Operating income

$376,913+66.99% QoQ

1.59% margin

Pre-tax income

$450,177+52.93% QoQ

Net income

$280,080+128.63% QoQ

1.18% margin

Cost of revenue

$18M−11.69% QoQ

Operating expenses

$5M+8.92% QoQ

SG&A $5M

Depreciation $286,018

Other operating $482,508

Tax

$170,097−1.03% QoQ

Other income

$146,528+6.70% QoQ

Revenue$24M−7.02%

Gross profit

$6M+11.47%

24.18% margin

Operating income

$376,913+66.99%

1.59% margin

Pre-tax income

$450,177+52.93%

Net income

$280,080+128.63%

1.18% margin

Cost of revenue

$18M−11.69%

Operating expenses

$5M+8.92%

SG&A $5M

Depreciation $286,018

Other operating $482,508

Other income$146,528+6.70%

Tax$170,097−1.03%

flow · deduction · inflow · signed % = QoQSource: SEC filings · standardized · QE Jun 30 '26 · width = $

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 16:00 ET

Intraday

Event sensitivity

CPI ×1.72· ±4.3% vs ±2.5% · 10 releases

eventrelease day|move|up · n×base

CPIconsumer prices±4.3%5 of 10×1.72

PPIproducer prices±2.7%6 of 10×1.08

GDPgross domestic product±2.3%7 of 19×0.94

PCEpersonal income & outlays±2.1%8 of 19×0.86

FOMCrate decision±2.0%8 of 24×0.81

NFPjobs report±1.8%4 of 10×0.71

CPROFcorporate profits±1.7%4 of 12×0.70

Bar = avg |move| to ±5% · tick = ±2.5% avg day · ×base = |move| ÷ ±2.5% · min 6 releases

Earnings history

EPS 0.01 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	Aug 12 '26 · confirmed	0.01	—
Q1 FY26	—	0.00	—
Q3 FY25	—	-0.02	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod