How often does Synchrony Financial move more than the options market prices?

0 of the last 8 reports moved at least as far as the implied move.

SYFNYSEFinance Services

Synchrony Financial (SYF) earnings date, market-implied expected move, and options open interest by expiry

75.37

−1.60 · −2.08%

post 75.37 0.00%

Closed16:00 ET

Open75.56Volume2.9MMkt cap$23.5BP/E7.79EPS9.68Div yield1.65%

Day74.90 – 75.8450%52-wk62.56 – 87.6751%

SYF

Synchrony Financial

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 26

before open · in 86 days

est.Q4 FY26

Calendar

Next report

Last report

−1.19%

vs ±6.9% implied · ×0.17

shaded = implied · ▲▼ = realized

Oct 20 '26 · confirmed

Implied vs realized

Linked news

38dLOVE · customerThe Lovesac Company Announces Participation in Upcoming Investor Conference

News

Largest filed tie

13F top-10 QoQ

−8.11%

shares held · 10 largest managers

13F · Jun 30 '26125d lag

1,006 managers

Top fund weight

0.34%

SYF weight · XLF

N-PORTJun 30 '26

10 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Synchrony Financial (SYF) is expected to report on Jan 26 before open (estimated date).

Implied vs realized

8 reports

0 of 8≥ implied

avg implied: ±6.5%
avg realized: ±1.9%

Apr 22 '25Apr 22 '25confirmed±10.1%▲+2.82%×0.28

Jul 22 '25Jul 22 '25confirmed±6.1%▲+1.76%×0.29

Oct 15 '25Oct 15 '25confirmed±5.0%▼−0.71%×0.14

Jan 27 '26Jan 27 '26confirmed±6.6%▼−5.82%×0.88

Q1 FY26Apr 21 '26confirmed±7.1%▼−1.21%×0.17

Q2 FY26Jul 21 '26confirmed±7.6%▼−1.63%×0.22

Aug 17 '26Aug 17 '26confirmed±2.6%▼−0.31%×0.12

Q3 FY26Oct 20 '26confirmed±6.9%▼−1.19%×0.17

quarterimplied−15%0+15%realized×

Q3 FY26±6.9%▼−1.19%×0.17

Aug '26±2.6%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 4 expiries · Oct 26 close

2.34OI · 4 expiries · Oct 26 closeP/C open interest · Mar 19 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

3,1480%Nov 2019d0.625,0960%0.62

5,5610%Dec 1847d2.272,4540%2.27

5,4700%Jan 1575d0.589,3810%0.58

report · Jan 26 · before open · est.

1,8210%Mar 19138d7790%

ExpiryPutsCallsP/C

Nov 2019d3,1480%5,0960%0.62

Dec 1847d5,5610%2,4540%2.27

Jan 1575d5,4700%9,3810%0.58

report · Jan 26 · before open · est.

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ3 FY26

34.95%as filednet margin · revenue +1.39% QoQ · −33.25% YoY

Revenue$2.6B+1.39%

Pre-tax income$1.2B−0.42%

Net income$892M34.95%+0.79%

Tax$289M−3.99%

Source: SEC filings · standardized · QE Sep 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ down · bars = volume, 15mVolume ×0.62 · 20d avgSource: market data · 16:00 ET

Intraday

Event sensitivity

PPI ×1.35· ±2.1% vs ±1.5% · 11 releases

eventrelease day|move|up · n×base

PPIproducer prices±2.1%6 of 11×1.35

FOMCrate decision±2.0%12 of 24×1.28

PCEpersonal income & outlays±1.3%9 of 20×0.84

GDPgross domestic product±1.3%9 of 20×0.82

CPIconsumer prices±1.2%6 of 11×0.78

CPROFcorporate profits±1.1%5 of 12×0.72

NFPjobs report±0.8%4 of 10×0.53

Bar = avg |move| to ±3% · tick = ±1.5% avg day · ×base = |move| ÷ ±1.5% · min 6 releases

Earnings history

EPS 2.68 · consensus —

Quarter	Reported	EPS	Consensus
Q3 FY26	Oct 20 '26 · confirmed	2.68	—
Q2 FY26	Jul 21 '26 · confirmed	2.59	—
Q1 FY26	Apr 21 '26 · confirmed	2.27	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod