SFBCNasdaqSavings Institution, Federally Chartered

Sound Financial Bancorp, Inc. (SFBC) earnings date, market-implied expected move, and options open interest by expiry

44.80

pre 44.80 −0.44%

Pre-market16:00 ETdelayed

Open44.80Volume1,510Mkt cap$115.6MP/E14.31EPS3.13Div yield1.82%

Day44.80 – 44.8050%52-wk40.30 – 48.9952%

SFBC

Sound Financial Bancorp, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 26

after close · in 83 days

est.Q4 FY26

Calendar

Next report

Last report

0.00%

shaded = implied · ▲▼ = realized

Oct 27 '26 · confirmed

Implied vs realized

Linked news

5dMA · supplierMastercard Q3 net income $4,628 million, net revenue $9,807 million, EPS $5.28

News

Largest filed tie

13F top-10 QoQ

−4.63%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

44 managers

Top fund weight

0.00%

SFBC weight · VTI

N-PORTJun 30 '26

1 fund

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Sound Financial Bancorp (SFBC) is expected to report on Jan 26 after close (estimated date).

Implied vs realized

8 reports

—≥ implied

Jan 29 '25Jan 29 '25confirmed—▲+0.11%—

Apr 29 '25Apr 29 '25confirmed—▼−1.28%—

Jul 29 '25Jul 29 '25confirmed—▼−1.19%—

Q3 FY25Oct 28 '25confirmed—▼−1.14%—

Jan 27 '26Jan 27 '26confirmed—▲+0.05%—

Q1 FY26Apr 28 '26confirmed—▼−1.41%—

Q2 FY26Jul 28 '26confirmed—▼−0.45%—

Oct 27 '26Oct 27 '26confirmed—0.00%—

quarterimplied−5%0+5%realized×

Oct '26—0.00%—

Q2 FY26—▼−0.45%—

Q1 FY26

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

No open-interest data.

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ2 FY26

22.85%as filednet margin · revenue +10.68% QoQ · +6.22% YoY

Revenue$11M+10.68%

Pre-tax income$3M+58.93%

Net income$3M22.85%+59.77%

Tax$597,000+55.47%

Source: SEC filings · standardized · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 16:00 ET

Intraday

Event sensitivity

GDP ×1.14· ±1.2% vs ±1.1% · 18 releases

eventrelease day|move|up · n×base

GDPgross domestic product±1.2%9 of 18×1.14

PCEpersonal income & outlays±1.2%9 of 19×1.10

CPROFcorporate profits±1.2%8 of 12×1.10

FOMCrate decision±1.1%10 of 21×1.05

NFPjobs report±0.8%5 of 10×0.77

PPIproducer prices±0.8%4 of 10×0.70

CPIconsumer prices±0.7%5 of 10×0.62

Bar = avg |move| to ±2% · tick = ±1.1% avg day · ×base = |move| ÷ ±1.1% · min 6 releases

Earnings history

EPS 0.98 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	Jul 28 '26 · confirmed	0.98	—
Q1 FY26	Apr 28 '26 · confirmed	0.61	—
Q3 FY25	Oct 28 '25 · confirmed	0.66	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod