PROVNasdaqSavings Institution, Federally Chartered

Provident Financial Holdings Inc (PROV) earnings date, market-implied expected move, and options open interest by expiry

18.18

Closed15:59 ET

Open18.18Volume14,690Mkt cap$113.4MP/E17.48EPS1.04Div yield3.08%

Day18.18 – 18.1850%52-wk14.53 – 18.9982%

PROV

Provident Financial Holdings Inc

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 26

in 83 days

est.Q2 FY27

Calendar

Next report

Last report

+0.22%

shaded = implied · ▲▼ = realized

Oct 27 '26 · confirmed

Implied vs realized

Largest filed tie

—

Supply chain

13F top-10 QoQ

−1.34%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

31 managers

Top fund weight

0.00%

PROV weight · VTI

N-PORTJun 30 '26

1 fund

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Provident Financial (PROV) is expected to report on Jan 26 (estimated date).

Implied vs realized

2 reports

—≥ implied

Q4 FY26Jul 28 '26confirmed—▲+1.97%—

Oct 27 '26Oct 27 '26confirmed—▲+0.22%—

quarterimplied−5%0+5%realized×

Oct '26—▲+0.22%—

Q4 FY26—▲+1.97%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

No open-interest data.

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

derived from FYQ4 FY26

20.62%derived from FYnet margin · revenue +7.27% QoQ · +8.52% YoY

Revenue$11M+7.27%

Pre-tax income$3M+53.85%

Net income$2M20.62%+61.30%

Tax$756,000+35.73%

Derived: FY − Q1–Q3 · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

No trades yet today.

Intraday

Event sensitivity

FOMC ×1.30· ±1.2% vs ±0.9% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±1.2%14 of 24×1.30

CPROFcorporate profits±0.8%6 of 12×0.90

PCEpersonal income & outlays±0.7%10 of 19×0.80

GDPgross domestic product±0.7%7 of 19×0.75

NFPjobs report±0.6%4 of 10×0.64

PPIproducer prices±0.3%3 of 10×0.34

CPIconsumer prices±0.3%4 of 10×0.30

Bar = avg |move| to ±2% · tick = ±0.9% avg day · ×base = |move| ÷ ±0.9% · min 6 releases

Earnings history

EPS 0.35 · consensus —

Quarter	Reported	EPS	Consensus
Q4 FY26	Jul 28 '26 · confirmed	0.35	—
Q3 FY26	—	0.21	—
Q2 FY26	—	0.22	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod