LSBKSavings Institution, Federally Chartered

Lake Shore Bancorp, Inc. (LSBK) earnings date, market-implied expected move, and options open interest by expiry

19.02

pre 19.25 +1.41%

Pre-market15:54 ETdelayed

Open19.05Volume3,910Mkt cap$149.1MP/E17.03EPS1.13Div yield1.90%

Day19.05 – 19.2599%52-wk13.53 – 19.25100%

LSBK

Lake Shore Bancorp, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 20

after close · in 76 days

est.Q4 FY26

Calendar

Next report

Last report

+2.92%

shaded = implied · ▲▼ = realized

Oct 21 '26 · confirmed

Implied vs realized

Largest filed tie

filed ties

13F top-10 QoQ

+2.75%

shares held · 10 largest managers

13F · Jun 30 '26128d lag

31 managers

Top fund weight

0.00%

LSBK weight · VTI

N-PORTJun 30 '26

1 fund

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Lake Shore Bancorp (LSBK) is expected to report on Jan 20 after close (estimated date).

Implied vs realized

1 report

—≥ implied

Oct 21 '26Oct 21 '26confirmed—▲+2.92%—

quarterimplied−5%0+5%realized×

Oct '26—▲+2.92%—

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

No open-interest data.

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ2 FY26

28.43%as filednet margin · revenue +3.79% QoQ · +9.96% YoY

Revenue

$8M+3.79% QoQ

Gross profit

$4M+6.31% QoQ

58.01% margin

Operating income

$3M+12.62% QoQ

34.68% margin

Pre-tax income

$3M+12.62% QoQ

Net income

$2M+13.00% QoQ

28.43% margin

Cost of revenue

$3M+0.50% QoQ

Operating expenses

$2M−1.87% QoQ

Other operating $2M

SG&A $266,000

Marketing $4,000

Tax

$477,000+10.93% QoQ

Revenue$8M+3.79%

Gross profit

$4M+6.31%

58.01% margin

Operating income

$3M+12.62%

34.68% margin

Pre-tax income

$3M+12.62%

Net income

$2M+13.00%

28.43% margin

Cost of revenue

$3M+0.50%

Operating expenses

$2M−1.87%

Other operating $2M

SG&A $266,000

Marketing $4,000

Tax$477,000+10.93%

flow · deduction · signed % = QoQSource: SEC filings · standardized · QE Jun 30 '26 · width = $

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 15:45 ET

Intraday

Event sensitivity

NFP ×1.16· ±0.9% vs ±0.8% · 10 releases

eventrelease day|move|up · n×base

NFPjobs report±0.9%5 of 10×1.16

CPIconsumer prices±0.8%3 of 10×1.07

PPIproducer prices±0.8%4 of 10×1.02

CPROFcorporate profits±0.7%4 of 9×0.84

FOMCrate decision±0.6%6 of 10×0.79

PCEpersonal income & outlays±0.6%7 of 13×0.76

GDPgross domestic product±0.5%6 of 13×0.62

Bar = avg |move| to ±1% · tick = ±0.8% avg day · ×base = |move| ÷ ±0.8% · min 6 releases

Earnings history

EPS 0.29 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	—	0.29	—
Q1 FY26	—	0.26	—
Q3 FY25	—	0.32	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod