LMND
Lemonade, Inc.
OpenVolumeMkt capP/EEPSDiv yield
Day – 52-wk –
Expected move
InputsNext report
Last report
Largest filed tie
13F top-10 QoQ
Top fund weight
Lemonade has 20 disclosed suppliers and 2 disclosed customers in SEC filings.
Last report5 of 8 at or beyond impliedshaded = implied▲▼ = realized× = |realized| ÷ implied
−23.72%
vs ±13.3% implied · ×1.78
shaded = implied · ▲▼ = realized
Lemonade, Inc.
43.47
SentenceThe warrant agreement, as amended, between American Stock Transfer & Trust Company, LLC, as warrant agent, and us, as successor thereunder following the consummation of the Metromile Merger (the "Metromile Warrant Agreement"), provides that the terms of the warrants may be amended without the consent of any holder to cure any ambiguity or correct any defective provision, but requires the approval by the holders of at least 65% of the then outstanding Public Warrants (as defined in the Metromile Warrant Agreement) to make any change that adversely affects the interests of the registered holders.
LMND 10-Kaccession 0001691421-25-000031
SentenceLIC and LINV entered into a Property Per Risk Excess of Loss Reinsurance Contract with a panel of reinsurance companies (the "PPR Contract"), and LIC entered into an Automatic Facultative Property Per Risk Excess of Loss Reinsurance Contract with Arch Re (the "Automatic Facultative PPR Contract"), each effective from July 1, 2023 until June 30, 2024.
LMND 10-Kaccession 0001691421-25-000031
SentenceLIC entered into an Automatic Facultative PPR Contract with Arch Reinsurance, which was effective July 1, 2023 and expired on June 30, 2024.
LMND 10-Kaccession 0001691421-26-000016
SentenceBoth expansions were supported by existing partnerships with Aviva in the UK and BNP Paribas Cardif in France, providing coverage options unique to each locale through our fully digital experience.
LMND 10-Kaccession 0001691421-25-000031
SentenceBoth expansions were supported by existing partnerships with Aviva in the UK and BNP Paribas Cardif in France, providing coverage options unique to each locale through our fully digital experience.
LMND 10-Kaccession 0001691421-25-000031
SentenceOur insurance subsidiary, LIC, currently has a Financial Stability Rating ("FSR") of 'A' Exceptional from Demotech, Inc., a financial analysis firm that provides FSRs as well as consulting services for property and casualty insurance companies and title underwriters.
LMND 10-Kaccession 0001691421-25-000031
SentenceOn June 28, 2023, we entered into a Customer Investment Agreement (the "Agreement"), with GC Customer Value Arranger, LLC (a General Catalyst company) ("GC").
LMND 10-Kaccession 0001691421-25-000031
SentenceOn January 8, 2024, we entered into an Amended and Restated Customer Investment Agreement (the "Customer Investment Agreement"), with GC Customer Value Arranger, LLC (a General Catalyst company) ("GC").
LMND 10-Kaccession 0001691421-25-000031
SentenceWe agreed to the terms of our reinsurance program effective July 1, 2023 through June 30, 2024 which included Whole Account Quota Share Reinsurance Contracts by and among the Company, Lemonade Insurance Company ("LIC"), Metromile Insurance Company ("MIC") and Lemonade Insurance N.V. ("LINV"), and each of Hannover Ruck SE, MAPFRE Re, and Swiss Reinsurance America Corporation (collectively referred to as "Reinsurers") ("Reinsurance Program").
LMND 10-Kaccession 0001691421-25-000031
SentenceWe use data, technology and intellectual property licensed from unaffiliated third parties in certain of our products, including insurance industry proprietary information that we license from Insurance Services Office, Inc. ("ISO"), and we may license additional third-party technology and intellectual property in the future.
LMND 10-Kaccession 0001691421-25-000031
SentenceLemonade also provides life insurance through a partnership arrangement with a third-party carrier, Legal & General Group.
LMND 10-Kaccession 0001691421-26-000016
SentenceWe agreed to the terms of our reinsurance program effective July 1, 2023 through June 30, 2024 which included Whole Account Quota Share Reinsurance Contracts by and among the Company, Lemonade Insurance Company ("LIC"), Metromile Insurance Company ("MIC") and Lemonade Insurance N.V. ("LINV"), and each of Hannover Ruck SE, MAPFRE Re, and Swiss Reinsurance America Corporation (collectively referred to as "Reinsurers") ("Reinsurance Program").
LMND 10-Kaccession 0001691421-25-000031
SentenceWe agreed to the terms of our reinsurance program effective July 1, 2024 through June 30, 2025 which included Whole Account Quota Share Reinsurance Contracts by and among the Company, LIC, MIC and Lemonade Insurance N.V. ("LINV"), and each of Hannover Ruck SE ("Hannover"), MAPFRE Re Compania De Reaseguros S.A. ("MAPFRE"), and Swiss Reinsurance America Corporation (collectively referred to as "Reinsurers") ("Reinsurance Program").
LMND 10-Kaccession 0001691421-26-000016
SentenceCooper continuously analyzes spectrometry imaging beamed from NASA's satellites, identifying wildfires in real time and blocking ads and sales in the affected areas; Cooper collates and formats materials for our regulatory filings; and he even handles most of our engineering task allocation, code deployment, Q&A, and more.
LMND 10-Kaccession 0001691421-25-000031
SentenceThe Proportional Reinsurance Contracts are issued by a consortium of three reinsurers, including Hannover Ruck SE, MAPFRE Re (Spain), and Swiss Re America (US), each holding an ‘A' or better rating from A.M. Best, and each holding a share of the agreement's commitments.
LMND 10-Kaccession 0001691421-25-000031
SentenceWe agreed to the terms of our reinsurance program effective July 1, 2023 through June 30, 2024 which included Whole Account Quota Share Reinsurance Contracts by and among the Company, Lemonade Insurance Company ("LIC"), Metromile Insurance Company ("MIC") and Lemonade Insurance N.V. ("LINV"), and each of Hannover Ruck SE, MAPFRE Re, and Swiss Reinsurance America Corporation (collectively referred to as "Reinsurers") ("Reinsurance Program").
LMND 10-Kaccession 0001691421-25-000031
SentenceOur primary channel of advertisement is the internet, where we promote our ads and services through various media and social media platforms, including Facebook, TikTok, YouTube, and Instagram.
LMND 10-Kaccession 0001691421-25-000031
SentenceOur primary channel of advertisement is the internet, where we promote our ads and services through various media and social media platforms, including Facebook, TikTok, YouTube, and Instagram.
LMND 10-Kaccession 0001691421-25-000031
SentenceFurthermore, because many of our customers access our insurance products through an online app, we depend on the Apple App Store and the Google Play Store to distribute our online app.
Linked news
Expected move
Inputs8Q avg ±17.2%·×0.64·cheap
straddle ±12.5%
spot 42.94exp Nov 6ATM strike 43ATM straddle 6.33IV 133%