LIFE
Ethos Technologies Inc.
OpenVolumeMkt capP/EEPSDiv yield
Day – 52-wk –
Expected move
InputsNext report
Last report
Largest filed tie
13F top-10 QoQ
Top fund weight
Ethos Technologies Inc.
Expected move
InputsNext report
Last report
Largest filed tie
13F top-10 QoQ
Top fund weight
Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied
No other changes.
No other changes.
Our mission is to protect families by democratizing access to life insurance and empowering agents at scale. To achieve this mission, we built Ethos, a three-sided technology platform that transforms the buying, selling, and risk management experience of life insurance for consumers, agents, and carriers alike. The Problem with the Legacy Life Insurance Process Life insurance is a pillar of financial security. It provides individuals and their families peace of mind and financial protection against unforeseen events. While technology has transformed almost every important personal and financial experience, from education to buying a home, banking, or investing, the experience of purchasing, selling, and administering life insurance has not meaningfully improved in several decades: • Consumers: Consumers today face slow, complex, and opaque application processes that often discourage them from obtaining the coverage they need. • Agents: Agents are required to navigate complex underwriting guidelines and rely on legacy, disparate technology applications that distract from insurance sales, create long sales cycles, and make case management labor-intensive. • Carriers: Carriers rely on analog underwriting processes and siloed data, which limits the speed and scale at which they can distribute policies. As a result, there is a significant need for a new approach to life insurance in the United States. In 2024, 42% of American adults recognized they needed life insurance coverage but did not purchase it due to multiple reasons, notably the complexity of the products, perceived cost, and other financial priorities, according to the Life Insurance Marketing and Research Association, or LIMRA, a leading research organization for insurance and financial services companies. Value Proposition to Consumers, Agents, and Carriers Through our three-sided technology platform, we serve a growing ecosystem of consumers, agents, and carriers, each of which benefits from the scale, ease-of-use, and efficiency of our platform. This creates strong network effects that drive our continued growth. Since inception, we have activated over 500,000 policies, and as of September 30, 2025, we had over 10,000 active selling agents and several active carriers on our platform. • Consumers: We remove the friction from buying life insurance with a 100% digital application and underwriting process that includes transparent pricing, a few health questions driven by our proprietary underwriting engine instead of lengthy and invasive medical exams, and decisions in minutes for almost all consumers. • Agents: Our platform is designed to enable agents to sell more policies and get paid quickly across a broad portfolio of products. We provide agents with an all-in-one agent operating system, or Agent OS, that streamlines quoting, application submission, and policy management. This reduces case management work and streamlines payments infrastructure, all of which substantially increase an agent’s time available to prospect and sell. • Carriers: We help life insurance carriers expand their consumer and agent reach in a manner designed to optimize risk selection and profitability, as carriers assume the insurance risk of the underlying policies. We do not assume balance sheet risk for the policies on our platform. We were initially incorporated under the laws of the State of Delaware in July 2016 under the name Ethos Insurance Corporation. We changed our name to Ethos Technologies Inc. in August 2016. Our principal executive offices are located in San Francisco, CA.
Our mission is to protect families by democratizing access to life insurance and empowering agents at scale. To achieve this mission, we built Ethos, a three-sided technology platform that transforms the buying, selling, and risk management experience of life insurance for consumers, agents, and carriers alike. The Problem with the Legacy Life Insurance Process Life insurance is a pillar of financial security. It provides individuals and their families peace of mind and financial protection against unforeseen events. While technology has transformed almost every important personal and financial experience, from education to buying a home, banking, or investing, the experience of purchasing, selling, and administering life insurance has not meaningfully improved in several decades: • Consumers: Consumers today face slow, complex, and opaque application processes that often discourage them from obtaining the coverage they need. • Agents: Agents are required to navigate complex underwriting guidelines and rely on legacy, disparate technology applications that distract from insurance sales, create long sales cycles, and make case management labor-intensive. • Carriers: Carriers rely on analog underwriting processes and siloed data, which limits the speed and scale at which they can distribute policies. As a result, there is a significant need for a new approach to life insurance in the United States. In 2024, 42% of American adults recognized they needed life insurance coverage but did not purchase it due to multiple reasons, notably the complexity of the products, perceived cost, and other financial priorities, according to the Life Insurance Marketing and Research Association, or LIMRA, a leading research organization for insurance and financial services companies. Value Proposition to Consumers, Agents, and Carriers Through our three-sided technology platform, we serve a growing ecosystem of consumers, agents, and carriers, each of which benefits from the scale, ease-of-use, and efficiency of our platform. This creates strong network effects that drive our continued growth. Since inception, we have activated over 500,000 policies, and as of September 30, 2025, we had over 10,000 active selling agents and several active carriers on our platform. • Consumers: We remove the friction from buying life insurance with a 100% digital application and underwriting process that includes transparent pricing, a few health questions driven by our proprietary underwriting engine instead of lengthy and invasive medical exams, and decisions in minutes for almost all consumers. • Agents: Our platform is designed to enable agents to sell more policies and get paid quickly across a broad portfolio of products. We provide agents with an all-in-one agent operating system, or Agent OS, that streamlines quoting, application submission, and policy management. This reduces case management work and streamlines payments infrastructure, all of which substantially increase an agent’s time available to prospect and sell. • Carriers: We help life insurance carriers expand their consumer and agent reach in a manner designed to optimize risk selection and profitability, as carriers assume the insurance risk of the underlying policies. We do not assume balance sheet risk for the policies on our platform. We were initially incorporated under the laws of the State of Delaware in July 2016 under the name Ethos Insurance Corporation. We changed our name to Ethos Technologies Inc. in August 2016. Our principal executive offices are located in San Francisco, CA.
Annual filing, covered
10-K parsed · Mar 17 '26
Supply-chain ties, covered
Disclosed · both directions
Fund holders, covered
N-PORT holdings
13F holdings, covered
13F quarter · Jun 30 '26
Management, not covered
Not covered · DEF 14A, 8-K 5.02
Company IR feed, not covered
News via newswires & EDGAR
Products, patents, hiring, not covered
Not covered
Annual filing, covered
10-K parsed · Mar 17 '26
Supply-chain ties, covered
Disclosed · both directions
Fund holders, covered
N-PORT holdings
13F holdings, covered
13F quarter · Jun 30 '26
Management, not covered
Not covered · DEF 14A, 8-K 5.02
Company IR feed, not covered
News via newswires & EDGAR
Products, patents, hiring, not covered
Not covered
Ethos Technologies Inc.
40.24
No thesis.
| Manager | Value | % base | |
|---|---|---|---|
| Alphabet | $65.7M | 20.54% | −3.91% |
| Softbank | $56.8M | 17.74% | 0.00% |
| Divisadero Street | $29.7M | 9.27% | new |
| T. Rowe Price | $28.7M | 8.97% | −0.28% |
| Capital World Investors | $23.9M | 7.46% | 0.00% |
| Manager | Value | % base | |
|---|---|---|---|
| Alphabet | $65.7M | 20.54% | −3.91% |
| Softbank | $56.8M | 17.74% | 0.00% |
| Divisadero Street | $29.7M | 9.27% | new |
| T. Rowe Price | $28.7M | 8.97% | −0.28% |
| Capital World Investors | $23.9M | 7.46% | 0.00% |
Largest filed tie
38.00%
of LIFE revenue · Undisclosed insurance carrier customer (38% of 2025 revenue)
Same SIC code · 6
Same SEC industry code: Marsh & McLennan Companies, Inc., Aon plc, Arthur J. Gallagher & Co. and 3 more; no measured co-movers for Ethos Technologies Inc..
Same SIC code · 6
Same SEC industry code: Marsh & McLennan Companies, Inc., Aon plc, Arthur J. Gallagher & Co. and 3 more; no measured co-movers for Ethos Technologies Inc..
Expected move
No implied move.