JCAPNasdaqShort-Term Business Credit Institutions

Jefferson Capital, Inc. (JCAP) earnings date, market-implied expected move, and options open interest by expiry

20.11

−0.17 · −0.83%

post 20.11 0.00%

Closed16:00 ET

Open20.08Volume178,178Mkt cap$1.1BP/E7.19Div yield4.78%

Day20.08 – 20.3113%52-wk15.33 – 24.1854%

JCAP

Jefferson Capital, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Nov 12

after close · in 9 days

est.Q3 FY26

Calendar

Next report

Last report

+11.06%

shaded = implied · ▲▼ = realized

Aug 13 '26 · confirmed

Implied vs realized

Largest filed tie

—

Supply chain

13F top-10 QoQ

−1.32%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

112 managers

Top fund weight

0.01%

JCAP weight · IWM

N-PORTJun 30 '26

3 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Jefferson Capital (JCAP) is expected to report on Nov 12 after close (estimated date).

Implied vs realized

5 reports

—≥ implied

Aug 14 '25Aug 14 '25confirmed—▼−1.27%—

Q3 FY25Nov 13 '25confirmed—▲+6.59%—

Q1 FY26Mar 12 '26confirmed—▼−2.65%—

May 14 '26May 14 '26confirmed—▼−4.39%—

Q2 FY26Aug 13 '26confirmed—▲+11.06%—

quarterimplied−15%0+15%realized×

Q2 FY26—▲+11.06%—

May '26—▼−4.39%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

No open-interest data.

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ2 FY26

23.26%as filednet margin · revenue +0.62% QoQ · +16.26% YoY

Revenue

$178M+0.62% QoQ

Gross profit

$177M+0.55% QoQ

99.57% margin

Operating income

$81M+1.56% QoQ

45.87% margin

Pre-tax income

$53M+4.46% QoQ

Net income

$41M+9.73% QoQ

23.26% margin

Cost of revenue

$757,000+21.31% QoQ

Operating expenses

$95M−0.29% QoQ

Other operating $87M

SG&A $8M

Depreciation $844,000

Other expense

$28M

Tax

$12M−10.32% QoQ

Revenue$178M+0.62%

Gross profit

$177M+0.55%

99.57% margin

Operating income

$81M+1.56%

45.87% margin

Pre-tax income

$53M+4.46%

Net income

$41M+9.73%

23.26% margin

Cost of revenue

$757,000+21.31%

Operating expenses

$95M−0.29%

Other operating $87M

SG&A $8M

Depreciation $844,000

Other expense

$28M

Tax$12M−10.32%

flow · deduction · signed % = QoQSource: SEC filings · standardized · QE Jun 30 '26 · width = $

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 16:00 ET

Intraday

Event sensitivity

NFP ×1.23· ±2.1% vs ±1.7% · 10 releases

eventrelease day|move|up · n×base

NFPjobs report±2.1%5 of 10×1.23

FOMCrate decision±1.7%2 of 10×1.02

PPIproducer prices±1.7%5 of 10×1.01

PCEpersonal income & outlays±1.5%6 of 14×0.91

CPROFcorporate profits±1.2%5 of 9×0.70

GDPgross domestic product±1.2%6 of 13×0.70

CPIconsumer prices±0.9%5 of 10×0.54

Bar = avg |move| to ±3% · tick = ±1.7% avg day · ×base = |move| ÷ ±1.7% · min 6 releases

Earnings history

EPS 0.67 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	Aug 13 '26 · confirmed	0.67	—
Q1 FY26	Mar 12 '26 · confirmed	0.61	—
Q3 FY25	Nov 13 '25 · confirmed	0.59	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod