IBCPNasdaqState Commercial Banks

Independent Bank Corp (IBCP) earnings date, market-implied expected move, and options open interest by expiry

36.68

−0.39 · −1.04%

post 36.69 0.00%

Closed16:00 ET

Open37.00Volume269,846Mkt cap$822.9MP/E10.54EPS3.48Div yield2.97%

Day36.68 – 37.000%52-wk28.84 – 38.6680%

IBCP

Independent Bank Corp

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 21

before open · in 78 days

est.Q4 FY26

Calendar

Next report

Last report

+0.32%

shaded = implied · ▲▼ = realized

Oct 27 '26 · confirmed

Implied vs realized

Largest filed tie

filed ties

13F top-10 QoQ

+5.06%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

182 managers

Top fund weight

—

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Independent Bank (IBCP) is expected to report on Jan 21 before open (estimated date).

Implied vs realized

2 reports

—≥ implied

Q2 FY26Jul 23 '26confirmed—▼−1.19%—

Oct 27 '26Oct 27 '26confirmed—▲+0.32%—

quarterimplied−5%0+5%realized×

Oct '26—▲+0.32%—

Q2 FY26—▼−1.19%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 2 expiries · Aug 28 close

—OI · 2 expiries · Aug 28 closeP/C open interest · Feb 19 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

10%Nov 2016d0.1470%0.14

report · Jan 21 · before open · est.

0—Feb 19107d0—

ExpiryPutsCallsP/C

Nov 2016d10%70%0.14

report · Jan 21 · before open · est.

Feb 19107d0—0——

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

No linked exposure.

Linked exposure

Revenue flow

as filedQ2 FY26

29.74%as filednet margin · revenue +7.36% QoQ · +13.04% YoY

Revenue$63M+7.36%

Pre-tax income$23M+12.26%

Net income$19M29.74%+11.44%

Tax$4M+16.39%

Source: SEC filings · standardized · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 16:00 ET

Intraday

Event sensitivity

FOMC ×1.56· ±2.0% vs ±1.3% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±2.0%11 of 24×1.56

NFPjobs report±1.2%5 of 10×0.95

PPIproducer prices±1.1%6 of 10×0.84

CPIconsumer prices±0.9%4 of 10×0.65

PCEpersonal income & outlays±0.8%8 of 19×0.65

GDPgross domestic product±0.8%8 of 19×0.63

CPROFcorporate profits±0.7%5 of 12×0.54

Bar = avg |move| to ±3% · tick = ±1.3% avg day · ×base = |move| ÷ ±1.3% · min 6 releases

Earnings history

EPS 0.90 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	Jul 23 '26 · confirmed	0.90	—
Q1 FY26	—	0.81	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod