FNLCNasdaqNational Commercial Banks

First Bancorp, Inc (FNLC) earnings date, market-implied expected move, and options open interest by expiry

36.58

+0.49 · +1.36%

Regular session09:30 ET

Open36.58Volume34,627Mkt cap$407.2MP/E10.76EPS3.40Div yield4.16%

Day36.58 – 36.5850%52-wk23.46 – 37.5093%

FNLC

First Bancorp, Inc

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 20

after close · in 77 days

est.Q4 FY26

Calendar

Next report

Last report

+4.66%

shaded = implied · ▲▼ = realized

Oct 21 '26 · confirmed

Implied vs realized

Largest filed tie

filed ties

13F top-10 QoQ

+2.54%

shares held · 10 largest managers

13F · Jun 30 '26127d lag

113 managers

Top fund weight

—

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

First Bancorp (FNLC) is expected to report on Jan 20 after close (estimated date).

Implied vs realized

1 report

—≥ implied

Oct 21 '26Oct 21 '26confirmed—▲+4.66%—

quarterimplied−5%0+5%realized×

Oct '26—▲+4.66%—

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 1 expiry · Aug 28 close

0.03OI · 1 expiry · Aug 28 closeP/C open interest · Dec 18 · nearest expiry

PUTS · chgexpiry · days · P/CCALLS · chgP/C

1−89%Dec 1844d400%

ExpiryPutsCallsP/C

Dec 1844d1−89%400%0.03

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

No linked exposure.

Linked exposure

Revenue flow

as filedQ2 FY26

37.02%as filednet margin · revenue +2.72% QoQ · +14.58% YoY

Revenue$26M+2.72%

Pre-tax income$12M+5.57%

Net income$10M37.02%+6.30%

Tax$2M+2.09%

Source: SEC filings · standardized · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 09:30 ET

Intraday

Event sensitivity

FOMC ×1.47· ±2.0% vs ±1.4% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±2.0%9 of 24×1.47

PPIproducer prices±1.1%4 of 10×0.84

PCEpersonal income & outlays±0.9%7 of 19×0.69

CPIconsumer prices±0.9%5 of 10×0.66

CPROFcorporate profits±0.9%5 of 12×0.66

GDPgross domestic product±0.8%7 of 19×0.60

NFPjobs report±0.7%5 of 10×0.49

Bar = avg |move| to ±3% · tick = ±1.4% avg day · ×base = |move| ÷ ±1.4% · min 6 releases

Earnings history

EPS 0.85 · consensus —

Quarter	Reported	EPS	Consensus
Q2 FY26	—	0.85	—
Q1 FY26	—	0.80	—
Q3 FY25	—	0.81	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod