How often does Citizens move more than the options market prices?

0 of the last 8 reports moved at least as far as the implied move.

CIANYSELife Insurance

Citizens, Inc. (CIA) earnings date, market-implied expected move, and options open interest by expiry

4.08

−0.04 · −0.94%

post 4.09 +0.13%

After hours16:00 ETdelayed

Open3.99Volume168,957Mkt cap$208.9MP/E22.70EPS0.18

Day3.99 – 4.1560%52-wk3.31 – 6.5424%

CIA

Citizens, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Mar 11

after close · in 125 days

est.Q4 FY26

Calendar

Next report

Last report

Nov 5

after close

confirmedQ3 FY26Nov 5 close

Implied vs realized

Largest filed tie

—

13F top-10 QoQ

+9.71%

shares held · 10 largest managers

13F · Jun 30 '26129d lag

76 managers

Top fund weight

0.01%

CIA weight · IWM

N-PORTJun 30 '26

3 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Citizens (CIA) is expected to report on Mar 11 after close (estimated date).

Implied vs realized

8 reports

0 of 8≥ implied

avg implied: ±18.4%
avg realized: ±7.3%

Nov 7 '24Nov 7 '24confirmed±10.5%▼−5.38%×0.51

Mar 13 '25Mar 13 '25confirmed±11.9%▲+4.01%×0.34

May 8 '25May 8 '25confirmed±29.3%▼−5.74%×0.20

Aug 7 '25Aug 7 '25confirmed±19.4%▲+6.76%×0.35

Nov 7 '25Nov 7 '25confirmed±20.9%▲+5.74%×0.27

Q1 FY26Mar 12 '26confirmed±16.2%▼−6.53%×0.40

May 7 '26May 7 '26confirmed±16.7%▼−7.42%×0.44

Q2 FY26Aug 6 '26confirmed±22.5%▼−16.85%×0.75

quarterimplied−30%0+30%realized×

Q2 FY26±22.5%▼−16.85%×0.75

May '26±16.7%▼−7.42%×0.44

Q1 FY26±16.2%▼−6.53%×0.40

Nov '25±20.9%▲+5.74%×0.27

Aug '25±19.4%▲+6.76%×0.35

May '25±29.3%▼−5.74%×0.20

2 older reports

Mar '25±11.9%▲+4.01%×0.34

Nov '24±10.5%▼−5.38%×0.51

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 2 expiries · Nov 2 close

26.10OI · 2 expiries · Nov 2 closeP/C open interest · Nov 20 · nearest expiry

PUTS · chgexpiry · days · P/CCALLS · chgP/C

13,206−31%Nov 2014d506+5%

50,128+29%Feb 19105d2948.71170%2948.71

ExpiryPutsCallsP/C

Nov 2014d13,206−31%506+5%26.10

Feb 19105d50,128+29%170%2948.71

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ3 FY26

−0.65%as filednet margin · revenue +7.66% QoQ · +3.55% YoY

Revenue$65M+7.66%

Pre-tax income$142,000+126.84%

Net income−$422,000−0.65%+0.71%

Tax$564,000+642.31%

Source: SEC filings · standardized · QE Sep 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 16:00 ET

Intraday

Event sensitivity

NFP ×1.27· ±3.5% vs ±2.8% · 10 releases

eventrelease day|move|up · n×base

NFPjobs report±3.5%4 of 10×1.27

PCEpersonal income & outlays±2.9%5 of 19×1.04

GDPgross domestic product±2.8%9 of 19×1.01

CPROFcorporate profits±2.7%8 of 12×0.96

FOMCrate decision±2.6%6 of 24×0.95

CPIconsumer prices±2.4%5 of 10×0.86

PPIproducer prices±2.1%3 of 10×0.77

Bar = avg |move| to ±4% · tick = ±2.8% avg day · ×base = |move| ÷ ±2.8% · min 6 releases

Earnings history

EPS -0.01 · consensus —

Quarter	Reported	EPS	Consensus
Q3 FY26	—	-0.01	—
Q2 FY26	Aug 6 '26 · confirmed	-0.01	—
Q1 FY26	Mar 12 '26 · confirmed	0.04	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod