How often does Pathward Financial move more than the options market prices?

2 of the last 8 reports moved at least as far as the implied move.

CASHNasdaqNational Commercial Banks

Pathward Financial, Inc. (CASH) earnings date, market-implied expected move, and options open interest by expiry

77.80

+0.37 · +0.48%

Regular session14:23 ET

Open76.86Volume168,740Mkt cap$1.6BP/E9.72EPS8.00Div yield0.26%

Day76.83 – 77.80100%52-wk65.71 – 101.1334%

CASH

Pathward Financial, Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 21

after close · in 79 days

est.Q1 FY27

Calendar

Next report

Last report

+3.44%

vs ±7.4% implied · ×0.46

shaded = implied · ▲▼ = realized

Oct 21 '26 · confirmed

Implied vs realized

Linked news

35dHRB · customerH&R Block Investing in the Expertise That Millions of Taxpayers Depend On

News

Largest filed tie

13F top-10 QoQ

+0.13%

shares held · 10 largest managers

13F · Jun 30 '26126d lag

282 managers

Top fund weight

0.06%

CASH weight · IWM

N-PORTJun 30 '26

3 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Pathward Financial (CASH) is expected to report on Jan 21 after close (estimated date).

Implied vs realized

8 reports

2 of 8≥ implied

avg implied: ±7.2%
avg realized: ±4.8%

Jan 21 '25Jan 21 '25confirmed±8.3%▼−1.43%×0.17

Apr 22 '25Apr 22 '25confirmed±7.1%▲+6.02%×0.84

Jul 28 '25Jul 28 '25confirmed±6.5%▼−3.18%×0.49

Oct 21 '25Oct 21 '25confirmed±7.3%▼−0.01%×0.00

Q1 FY26Jan 22 '26confirmed±6.3%▲+7.28%×1.16

Q2 FY26Apr 22 '26confirmed±7.3%▼−11.01%×1.51

Q3 FY26Jul 22 '26confirmed±7.5%▼−6.26%×0.83

Oct 21 '26Oct 21 '26confirmed±7.4%▲+3.44%×0.46

quarterimplied−15%0+15%realized×

Oct '26±7.4%▲+3.44%×0.46

Q3 FY26±7.5%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 3 expiries · Nov 2 close

59.54OI · 3 expiries · Nov 2 closeP/C open interest · Mar 19 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

13,8180%

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ3 FY26

15.37%as filednet margin · revenue −31.36% QoQ · −3.12% YoY

Revenue$190M−31.36%

Pre-tax income$32M−63.07%

Net income$29M15.37%−60.10%

Tax$3M−78.39%

Source: SEC filings · standardized · QE Jun 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 14:15 ET

Intraday

Event sensitivity

FOMC ×1.39· ±1.8% vs ±1.3% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±1.8%10 of 24×1.39

PPIproducer prices±1.5%6 of 10×1.16

NFPjobs report±1.2%4 of 10×0.98

PCEpersonal income & outlays±1.2%10 of 19×0.94

GDPgross domestic product±1.1%10 of 19×0.89

CPIconsumer prices±1.1%5 of 10×0.89

CPROFcorporate profits±1.0%7 of 12×0.82

Bar = avg |move| to ±2% · tick = ±1.3% avg day · ×base = |move| ÷ ±1.3% · min 6 releases

Earnings history

EPS 1.37 · consensus —

Quarter	Reported	EPS	Consensus
Q3 FY26	Jul 22 '26 · confirmed	1.37	—
Q2 FY26	Apr 22 '26 · confirmed	3.35	—
Q1 FY26	Jan 22 '26 · confirmed	1.57	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod