CACC

CREDIT ACCEPTANCE CORP

593.00^post+$5.15 (+0.88%)at close +$0.00 (+0.00%)

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as of 08:28:15 UTCnext report Nov 2 · 89d

Earnings Room‹ back to CACC

The report

fiscal Q3 2026 · from the company's notice

Nov 2after close89days out

Expected movement

market-implied · at the Aug 4 close

±4.9%is what the chain prices between now and the expiry below. Not a view we hold.

That span is 108days, so it covers the report plus the ordinary movement around it. The chain doesn't yet quote a second expiry we can separate the two with; the range narrows onto the report as it approaches.

expiry Nov 20 · first after the reportATM strike 600straddle 33.90ATM IV 9%× 0.85 straddle-to-rangespot 593.00

Blast radius

1 linked · N-PORT + EDGAR

If CACC moves ±4.9% over this report, these carry part of it. Fund rows are arithmetic on published holding weights — what an index fund does by construction. Company rows are ranked by disclosed tie strength.

VTIfundVanguard Total Stock Market Index Fund0.00% of the fund0.00%

Positioning

4 expiries · as of the Jul 30 close

Contracts already committed, not just traded today — puts against calls, sized by expiry. The tick is today's volume moving against that stance; the arrow, how much built up since the prior session.

OI ΔPutsOI

Expiry

OICallsOI Δ

first

Aug 21

22d

first

Oct 16

78d

first

Nov 20

113d

first

Dec 18

141d

140

first

The record

the session each report moved

The stamp starts filling with the next report we price. It pairs the move the options market expected with the move the stock actually made, so the multiple between them accumulates into this company's own record. Nothing is back-filled from figures we didn't observe.

2-quarter memory

Q2 FY26 · reported 12.66 · rev $480M

record note

The note composes when the report lands. Nothing is written for a quarter that hasn't been read.