ALLYNYSEState Commercial Banks

Ally Financial Inc. (ALLY) earnings date, market-implied expected move, and options open interest by expiry

39.36

+1.44 · +3.80%

post 39.36 0.00%

Closed16:00 ET

Open38.32Volume3.9MMkt cap$11.4BP/E8.91EPS4.42Div yield3.30%

Day37.73 – 39.3799%52-wk35.11 – 46.5337%

ALLY

Ally Financial Inc.

OpenVolumeMkt capP/EEPSDiv yield

Day – 52-wk –

Expected move

No implied move.

Expected move

Inputs

Next report

Jan 20

before open · in 76 days

est.Q4 FY26

Calendar

Next report

Last report

+1.01%

vs ±7.0% implied · ×0.14

shaded = implied · ▲▼ = realized

Oct 20 '26 · confirmed

Implied vs realized

Linked news

6dGM · customerGeneral Motors chief accounting officer Christopher T. Hatto to retire April 1, 2027
7dCVNA · supplierCarvana posts quarterly net income $483 million; Carvana Co. share $289 million
8dSPGI · supplierS&P Global Q3 net income $1,240 million, revenue $3,678 million, diluted EPS $4.25

News

Largest filed tie

13F top-10 QoQ

−1.23%

shares held · 10 largest managers

13F · Jun 30 '26128d lag

626 managers

Top fund weight

0.35%

ALLY weight · MDY

N-PORTJun 30 '26

4 funds

Last reportshaded = implied▲▼ = realized× = |realized| ÷ implied

Ally Financial (ALLY) is expected to report on Jan 20 before open (estimated date).

Implied vs realized

8 reports

—≥ implied

Jan 22 '25Jan 22 '25confirmed—▲+3.85%—

Apr 17 '25Apr 17 '25confirmed—▼−1.71%—

Jul 18 '25Jul 18 '25confirmed—▼−0.89%—

Oct 17 '25Oct 17 '25confirmed—▲+3.56%—

Jan 21 '26Jan 21 '26confirmed—▲+0.02%—

Q1 FY26Apr 17 '26confirmed—▲+8.10%—

Q2 FY26Jul 21 '26confirmed—▼−2.39%—

Q3 FY26Oct 20 '26confirmed±7.0%▲+1.01%×0.14

quarterimplied−10%0+10%realized×

Q3 FY26±7.0%▲+1.01%×0.14

Q2 FY26—▼−2.39%

Shaded = implied · tick ▲▼ = realized · × = |realized| ÷ impliedSource: options EOD · implied at prior close · realized close to close

Implied vs realized

Positioning

OI · 4 expiries · Nov 3 close

1.34OI · 4 expiries · Nov 3 closeP/C open interest · Mar 19 · first expiry after the report

PUTS · chgexpiry · days · P/CCALLS · chgP/C

8,472−2%Nov 2015d0.2731,774+21%0.27

6,210+1%Dec 1843d2.752,256+1%2.75

12,825−1%Jan 1571d1.757,323−1%1.75

report · Jan 20 · before open · est.

1,9320%Mar 19134d1,441+5%

ExpiryPutsCallsP/C

Nov 2015d8,472−2%31,774+21%0.27

Dec 1843d6,210+1%2,256+1%2.75

Jan 1571d12,825−1%7,323−1%1.75

report · Jan 20 · before open · est.

Hatched = puts · solid = calls · bars scaled per expiry · chg = OI vs prior sessionSource: options EOD

Positioning

Linked exposure

No implied move.

Linked exposure

Revenue flow

as filedQ3 FY26

18.57%as filednet margin · revenue +2.01% QoQ · +7.56% YoY

Revenue$2.3B+2.01%

Pre-tax income$567M+5.59%

Net income$433M18.57%+5.61%

Tax$134M+5.51%

Source: SEC filings · standardized · QE Sep 30 '26 · bars = % of revenue

Revenue flow

Intraday

15m bars

Hatch = extended hours · ▯ up · ▮ downSource: market data · 16:00 ET

Intraday

Event sensitivity

FOMC ×1.45· ±2.1% vs ±1.5% · 24 releases

eventrelease day|move|up · n×base

FOMCrate decision±2.1%13 of 24×1.45

PPIproducer prices±2.1%8 of 11×1.43

NFPjobs report±1.3%4 of 10×0.90

CPIconsumer prices±1.2%4 of 11×0.83

GDPgross domestic product±1.1%10 of 20×0.76

PCEpersonal income & outlays±0.9%8 of 20×0.63

CPROFcorporate profits±0.9%6 of 12×0.62

Bar = avg |move| to ±3% · tick = ±1.5% avg day · ×base = |move| ÷ ±1.5% · min 6 releases

Earnings history

EPS 1.30 · consensus —

Quarter	Reported	EPS	Consensus
Q3 FY26	Oct 20 '26 · confirmed	1.30	—
Q2 FY26	Jul 21 '26 · confirmed	1.18	—
Q1 FY26	Apr 17 '26 · confirmed	0.93	—

Source: filed financials

Methodology

ties · implied moves · holdersMethod