ECPG compared with JCAP: revenue, margins and what each company keeps, and the suppliers and customers both name ECPG Encore Capital Group Inc Change
Mkt cap Revenue Revenue
JCAP Jefferson Capital, Inc. Change Mkt cap Revenue Revenue
vs ECPG Encore Capital Group Inc vs
JCAP Jefferson Capital, Inc.
Price
Mkt cap
Revenue
Revenue
Change
Change
ECPG Encore Capital Group Inc Change 122.12 ▲ +22.20%
Mkt cap$2.1B Revenue$545M Q3 FY26 Revenue$1.5B FY25
JCAP Jefferson Capital, Inc. Change Mkt cap$1.1B Revenue$178M Q2 FY26 Revenue—
vs ECPG Encore Capital Group Inc vs
JCAP Jefferson Capital, Inc. 122.12 ▲ +22.20%
Price
20.71 ▲ +0.33%
$2.1B
Mkt cap
$1.1B
Q3 FY26 $545M
Revenue
$178M Q2 FY26
FY25 $1.5B
Revenue
—
Change
Change
ECPG 122.12 ▲ +22.20%vs JCAP 20.71 ▲ +0.33%Nov 5 '26
table Sources › Stage % of rev % of rev Gap · A − B Revenue $545M 100.00% $178M 100.00% ECPG ×3.07 Gross profit $427M 78.43% $177M 99.57% JCAP +21.1pp Operating income $231M 42.35% $81M 45.87% JCAP +3.5pp Pre-tax income $161M 29.53% $53M 30.04% JCAP +0.5pp Net income $124M 22.77% $41M 23.26% JCAP +0.5pp
Stage Gap · A − B Revenue $545M100.00% $178M100.00% ECPG ×3.07 Gross profit 78.43%$427M 99.57%$177M JCAP +21.1pp Operating income 42.35%$231M 45.87%$81M JCAP +3.5pp Pre-tax income 29.53%$161M 30.04%$53M JCAP +0.5pp
JCAP
99.57% $177M
Operating expenses ECPG $196M · 36.08% JCAP $95M · 53.71%
Operating income JCAP +3.5pp
ECPG 42.35% $231M
JCAP 45.87% $81M
Other expense ECPG $70M · 12.82% JCAP $28M · 15.83%
Pre-tax income JCAP +0.5pp
ECPG 29.53% $161M
JCAP 30.04% $53M
Tax ECPG $37M · 6.75% JCAP $12M · 6.78%
Net income JCAP +0.5pp
ECPG 22.77% $124M
JCAP 23.26% $41M
—
BLST Holding Company LLC, BLST Operating Company, LLC, BLST FinCo, LLC and BLST FinCo SubCo, LLC (collectively, "Bluestem")
unlisted supplier
— Bluestem unlisted supplier
— Peoples Trust unlisted supplier
Role chip = supplier or customer — = no ticker (unlisted)Source: SEC EDGAR