| Stage | USIO | % of rev | EEFT | % of rev | Gap · A − B |
|---|---|---|---|---|---|
| Revenue | $24M | 100.00% | $1.1B | 100.00% | EEFT ×46.81 |
| Gross profit | $6M | 24.18% | $915M | 82.56% | EEFT +58.4pp |
| Operating income | $376,913 | 1.59% | $137M | 12.37% | EEFT +10.8pp |
| Pre-tax income | $450,177 | 1.90% | $124M | 11.21% | EEFT +9.3pp |
| Net income | $280,080 | 1.18% | $78M | 7.00% | EEFT +5.8pp |
| Stage | USIO | EEFT | Gap · A − B |
|---|---|---|---|
| Revenue | $24M100.00% | $1.1B100.00% | EEFT ×46.81 |
| Gross profit | 24.18%$6M | 82.56%$915M | EEFT +58.4pp |
| Operating income | 1.59%$376,913 | 12.37%$137M | EEFT +10.8pp |
| Pre-tax income | 1.90%$450,177 | 11.21%$124M | EEFT +9.3pp |
| Net income |
| 1.18%$280,080 |
| 7.00%$78M |
| EEFT +5.8pp |
USIO 10-KMar 18 '26
“Leveraging the latest in cloud computing and cybersecurity, including Microsoft Azure's robust security features, we work to ensure the protection of data transmissions and transactions.”
EEFT 10-KFeb 26 '26
“Examples of global brands we distribute include iTunes, Google Play, Sony, and Microsoft.”
USIO 10-KMar 18 '26
“We extend merchant services across major card networks (VISA, Mastercard, American Express, Discover), supported by online and physical terminal access.”
EEFT 10-KFeb 26 '26
“We distribute and issue single-use, non-reloadable open loop gift cards carrying the Visa ® brand in our retail channels.”
USIO 10-KMar 18 '26
“In order to provide our transaction processing services, we are registered with Visa, Mastercard and Discover as service providers and transaction processors for member institutions and with other networks.”
EEFT 10-KFeb 26 '26
“We distribute Visa ® and Mastercard ® issued debit cards provided by card issuers.”
USIO 10-KMar 18 '26
“We extend merchant services across major card networks (VISA, Mastercard, American Express, Discover), supported by online and physical terminal access.”
EEFT 10-KFeb 26 '26
“The ATMs in our IAD networks are able to process transactions for holders of credit, debit and prepaid products issued by or bearing the logos of financial institutions and international card organizations such as American Express®, Visa®, Mastercard®, JCB®, Diners Club International®, Discover® and UnionPay International®, as well as international ATM networks such as PLUS®, CIRRUS® and PULSE® or domestic networks such as NYCE, Shazam, AFFN, STAR and others across North America.”