AXP · KDP 10-KFeb 25 '25
“In certain circumstances, our contracts with payment card processors and payment card networks (such as Visa, Mastercard, American Express, and Discover) generally require us to adhere to payment card network rules which could make us liable to payment card issuers and others if information in connection with payment cards and payment card transactions that we process is compromised, which liabilities could be substantial.”
V · KDP 10-KFeb 25 '25
“In certain circumstances, our contracts with payment card processors and payment card networks (such as Visa, Mastercard, American Express, and Discover) generally require us to adhere to payment card network rules which could make us liable to payment card issuers and others if information in connection with payment cards and payment card transactions that we process is compromised, which liabilities could be substantial.”
AXP · SHOP 10-KFeb 11 '26
“Cost of merchant solutions primarily consists of costs that we incur when transactions are processed using Shopify Payments, such as credit card network fees (charged by credit card providers such as Visa, Mastercard and American Express) as well as third-party processing fees.”
V · SHOP 10-KFeb 11 '26
“Cost of merchant solutions primarily consists of costs that we incur when transactions are processed using Shopify Payments, such as credit card network fees (charged by credit card providers such as Visa, Mastercard and American Express) as well as third-party processing fees.”
AXP · BILL 10-KAug 20 '26
“We are required to comply with the Mastercard, American Express, and Visa payment card network operating rules applicable to our card products.”
V · BILL 10-KAug 20 '26
“We are required to comply with the Mastercard, American Express, and Visa payment card network operating rules applicable to our card products.”
AXP · FOUR 10-KFeb 27 '26
“We are subject to the rules of American Express, Discover, Interlink, Maestro, Mastercard, Visa and other payment networks.”
V · FOUR 10-KFeb 27 '26
“Our international payments business also depends on the involvement of card schemes, such as Visa or MasterCard, which act as intermediaries between Acquirers.”
AXP · EEFT 10-KFeb 26 '26
“The ATMs in our IAD networks are able to process transactions for holders of credit, debit and prepaid products issued by or bearing the logos of financial institutions and international card organizations such as American Express®, Visa®, Mastercard®, JCB®, Diners Club International®, Discover® and UnionPay International®, as well as international ATM networks such as PLUS®, CIRRUS® and PULSE® or domestic networks such as NYCE, Shazam, AFFN, STAR and others across North America.”
V · EEFT 10-KFeb 26 '26
“We distribute and issue single-use, non-reloadable open loop gift cards carrying the Visa ® brand in our retail channels.”
AXP · PAGS 20-FApr 29 '26
“Visa, MasterCard, American Express, Elo or other credit card companies could adopt new operating rules or reinterpret existing rules that we or our processors might find difficult or even impossible to follow.”
V · PAGS 20-FApr 29 '26
“Visa, MasterCard, American Express, Elo or other credit card companies could adopt new operating rules or reinterpret existing rules that we or our processors might find difficult or even impossible to follow.”
AXP · PHR 10-KMar 31 '26
“We have developed partnerships with primary credit card processors in the United States to facilitate payment processing, and we are registered with Visa, MasterCard, American Express, Discover and other card networks as a service provider (payment facilitator or the equivalent) for acquiring member institutions.”
V · PHR 10-KMar 31 '26
“We have developed partnerships with primary credit card processors in the United States to facilitate payment processing, and we are registered with Visa, MasterCard, American Express, Discover and other card networks as a service provider (payment facilitator or the equivalent) for acquiring member institutions.”
AXP · EVCM 10-KMar 12 '26
“Additionally, we are responsible both for our own business and to a significant degree for acts and omissions by certain of our distribution partners and third-party vendors under the rules and regulations established by the payment networks, such as Visa, MasterCard, Discover and American Express and the debit networks.”
V · EVCM 10-KMar 12 '26
“We are dependent on payment card networks, such as Visa and MasterCard, and payment processors, such as Worldpay and PayPal, and if we fail to comply with the applicable requirements of the payment networks or our payment processors, they can seek to fine us, suspend us, terminate our agreements and/or terminate our registrations through our bank sponsors.”
AXP · USIO 10-KMar 18 '26
“We extend merchant services across major card networks (VISA, Mastercard, American Express, Discover), supported by online and physical terminal access.”
V · USIO 10-KMar 18 '26
“We extend merchant services across major card networks (VISA, Mastercard, American Express, Discover), supported by online and physical terminal access.”